Worried the money won't last long enough to pay for care?
The Care Funding Review helps families already paying for care review whether part of a loved one's savings can be turned into monthly income to help cover the care gap.
For families already paying for assisted living, memory care, nursing care, or paid care at home.
Care costs can drain savings faster than families expect.
Many families discover that care costs are higher than expected and often outpace income. The difference between what care costs and what income provides is called the care gap.
How long can we keep paying for this?
What is the care-cost gap?
It's the difference between what care costs each month and what income is available to pay for it. That gap usually comes from savings.
Example only. Your numbers will depend on your situation.
How the Care Funding Review Works
Calculate the Care Gap
We look at your loved one's care costs and income to identify any shortfall.
Review Health and Available Assets
We review health, assets, and options to see what may be available.
See if an Immediate Care Plan Makes Sense
We'll determine if part of your loved one's savings can be used to create monthly income to help close the gap.
Who the Care Funding Review May Help
Assisted living
Memory care
Nursing care
Paid care at home
Other ongoing professional care services
Everyone can be reviewed.
Results depend on health, care needs, available assets, and income needed for care.
You do not have to figure this out alone.
Care Funding Ray is your guide through the options. We focus on helping families find solutions that protect care, money, and peace of mind.
Focused on families already facing care costs
Clear review process
No pressure unless the numbers make sense
Income & long-term care planning experience
Ignoring the care gap does not make it go away.
Savings draining faster than expected
Pressure to move a loved one
Family conflict over money decisions
Fear of running out before the need for care runs out
Create more clarity around paying for care.
Mom or Dad keeps getting care
The money has a job
The family has a plan
Everyone can breathe a little easier
Common Questions
Does everyone qualify?
Everyone can be reviewed. Whether an Immediate Care Plan makes sense depends on health, available assets, and the income needed for care.
Who is this for?
Families already paying for assisted living, memory care, nursing care, or paid care at home who are worried savings will not last.
What is reviewed?
We look at care costs, monthly income, available assets, and health to determine whether part of savings can be turned into guaranteed monthly income.
Is this only for people in facilities?
No. Anyone receiving ongoing paid care, including paid care at home, can be reviewed.
What happens after the review?
If the numbers do not make sense, we tell you. If they do, we walk you through the options with no pressure.
Find out if an Care Funding Review may help your family.
A Care Funding Review is a simple first step to see if part of your loved one's savings can be turned into monthly income.
No obligation. Just answers.
Immediate Care Plan is a financial solution offered by Care Funding Ray. This is not a loan and is not a Medicare or Medicaid program.