Care Gap & Funding Estimator
Calculate your monthly care deficit, see how long savings will last with inflation, and explore capital savings with an Immediate Care Plan.
Standard SPIA
Based on standard age-adjusted payout rates (non-underwritten)
Immediate Care Plan
Substantially lower premium required due to medical underwriting
Get Your Customized Care Plan
Call Care Funding Ray for your individual, customized plan designed specifically for your family's care needs.
Call Care Funding Ray Today*For illustration purposes only. Not a guaranteed offer. Inflation calculation assumes a 3.5% annual increase on net care costs. SPIA rates and Immediate Care Plan underwriting results vary based on exact age, gender, state of residence, and individual medical assessment.
The Care Funding Review Is Simple
Calculate The Care Gap
We compare care costs
to the care gap
Review Health and Assets
Everyone can be
reviewed
See If The Plan Makes Sense
If so, part of the assets may be turned
into a monthly income for care
Find out if the Immediate Care Plan Can Help Your Family
No Pressure. Just a review of numbers.
Immediate Care Plan is a financial solution offered by Care Funding Ray. This is not a loan and is not a Medicare or Medicaid program.
Underwriting & Insurer Disclosure: Immediate Care Plans offered through Care Funding Review are single-premium immediate annuities purpose-built to convert capital into guaranteed lifetime income for ongoing long-term care needs. Plans are issued and underwritten by Lumos Insurance (Plateau Insurance Company), a licensed U.S. life insurance carrier with over 45 years of operating history and an AM Best A- (Excellent) financial strength rating. All policy terms, individual medical underwriting results, and carrier details are fully disclosed prior to commitment. Products are available in select states and subject to state availability and underwriting approval.